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Thinking about making the big move to Singapore? You’re not alone! This city-state has long been a favorite among expats, and for good reason. In 2024, Singapore was ranked the most livable city in Asia for the 10th year running by ECA International, and it remains the highest-ranked Asian city in Mercer’s global Quality of Living City Ranking. With its unbeatable safety, top-notch infrastructure, and vibrant international community, it’s no wonder families and professionals are packing their bags for the Lion City.
We’ve seen a huge wave of families relocating here, and we know how overwhelming the process can be. That’s why we’ve put together a super handy guide to help you navigate everything from visas and taxes to schooling and family-friendly neighborhoods. Whether you’re just starting to explore the idea or already planning the move, this guide has everything you need to settle in with ease. Ready to call Singapore home? Let’s get started!
Below are the basics and quick facts about Singapore!
Knowing the numbers to dial for emergency services is always handy. Here are a few to keep in mind:
There are several reasons why people from different countries move to Singapore. May it be a job offer or business potential, the warm weather, or a better life (safer, cleaner, better education, and healthcare), everyone will have to fulfill several requirements and go through official processing.
It's an exciting and daunting task to move from one country to another, so make sure that you have all these covered before making the big move.
Figuring out how to travel around Singapore is not complex - mainly because the whole country is small (728.6 km²) and the public transportation system is voted as one of the best in the world.
Fares are discounted for students, the elderly, etc., and children that are below 0.9 m in height (accompanied by paying adults) travel free. Open strollers are not a problem to bring when riding the MRT or the buses in Singapore as well.
Singapore has 2 train systems, the MRT and the LRT. The MRT has more than 130 stations across 6 lines all over the island. And they are not stopping there. Their goal is to have a station within 10 minutes walking distance for every 8 in 10 households by 2030. Their size will grow from 230 km to 360 km. Sounds overwhelming? Fear not.
Riding buses in Singapore is like touring. It gives you a scenic view of the city, whilst enjoying air conditioning to battle the country's humidity and hot temperatures. It's also an economical way to get around. Like trains, you can pay for buses via an EZ Link card or through contactless payment. If you only have cash, make sure it's the exact amount, as they don't have change. If you want to know how much is your fare going to be, you can use the fare calculator.
Singapore has strict rules when it comes to taxis. The best place to hail a taxi or alight from one is in designated taxi stands (except PHCs). However, you can get a street-hail taxi from outside the CBD along the road, with the exceptions of these areas: bus lanes during operating hours, bus stops, and lanes with double zig-zag lines. If your route involves the CBD, please see the map for restrictions, here.
Street-hail taxis are those that can be flagged down on designated streets or wherever allowed and at taxi stands. Here is the list of these kinds of taxis in Singapore:
Ride-hail taxis are those that are booked, either via app or via call bookings. Do note that some taxis have booking fees, on top of the actual fare. These are the ride-hail taxis in Singapore:
Private Hire Cars (PHC)
It's not The Netherlands, but Singapore has cycling paths throughout the country. They currently have 460km of cycling paths and aim to reach 800km in 2023. Whether you use it for recreation or as a means of transport, here are the currently available routes:
Traveling from Singapore to Indonesia for that little weekend getaway couldn't be easier. There are three terminals in the country, two of which are regional and one domestic. The domestic terminal is located at Pasir Panjang for people working at industrial islands, offshore. The two regional ones are the Harbourfront Ferry Terminal and the Tanah Merah Ferry Terminal. At the moment of writing this article, Harbourfront Ferry Terminal is not servicing any cruise and regional ferry operations.
Moving to Singapore without a prior job offer tends to be difficult, as the job market is competitive. And as of July 2018, any position that comes with a fixed salary that is not higher than SG15,000 monthly needs to be posted on their national jobs portal for a minimum of 14 days before opening it up to foreigners. Also, in March 2020, the Singapore Ministry of Manpower announced more requirements and decreased quotas for getting an S Pass or EP. Upcoming changes to S Pass Eligibility here for 2025!
All income earned in Singapore is taxable. The amount will depend on how much you earn and if you are a tax resident or a non-resident.
Another thing to remember is that taxes are calculated based on the YA (Year of Assessment), which is the earnings from the previous year. For example, YA 2024 is the tax on your income from January 1, 2023, to December 31, 2023.
Central Provident Fund (CPF): You can check out the CPF website, here.
One of the first things that you would need when you move to Singapore, or any other country for that matter is a place to live in. Narrowing down the area where you want to live may have something to do with proximity to your job, to your child's school, or whether you want to be surrounded by a hub that never sleeps or a residential area that's often not disturbed.
Singapore is divided into 5 districts - North, Northeast, East, West, and Central. Each district has its charm and flavor and you are sure to find a place that you can call home within these districts.
Choosing a neighborhood to live in could go hand in hand with a property that piqued your interest. Your next decision would be whether you would buy a property or rent it. The easiest way to get through it would be by consulting with property agencies in Singapore.
There are three main kinds of properties, private properties, housing and development board (HBD) flats, and executive condominiums (EC). Foreigners cannot buy HBD flats, these are exclusive to Singaporean citizens or permanent residents, but they can buy ECs that are at least 10 years old and private apartments. But before they can purchase any kind of property, the government will have to approve it first.
If you decide to go the rental route, your prep work would include setting a budget against your chosen location and knowing what you need out of the rental. It is not an unknown fact that locations closer to the central business district are more expensive. If your work area is a bustling hub, you might save a lot of time choosing to rent a space closer to it, but it comes with a cost.
If you want to do the rental search on your own, here are a few apps/websites that you can use:
Not yet sure if you are ready for the hustle and bustle of renting and whether or not you want to stay in the country for long? Worry not, serviced apartments are the way to go.
No need to worry about monthly bills, setting up your internet and cable subscription, or getting your air conditioning cleaned. These serviced apartments are like hotels, but homier and can be rented with just one click!
As a foreigner, your buying power is limited in terms of properties. You can only purchase private ECs (at least 10 years old) and apartments, landed properties on Sentosa Cove, and landed properties with special permission from Singapore Land Authority. In terms of commercial properties, there is no restriction for a foreigner. Commercial properties include offices, shops, hotels, warehouses, shopping malls, and factories.
However, if you are a foreigner in Singapore with an EP, SP, Entrepass, you can apply for a Singapore Permanent Resident (PR) status. Once your PR is approved, you have more options.
Setting up your utilities in Singapore can be done by opening an account with the SP Group - even if you are not buying all your utilities from them. It makes everything easier instead of applying separately with the Public Utilities Board (PUB) Singapore or CityEnergy.
Take note that even though you are opening an account with SP, it does not mean that you need to avail yourself of their electricity services. Ever since the OEM (open electricity market) initiative, there are now at least 20 other players in the market. As for gas, if you do not want the LPG gas canister option, there is CityEnergy.
One reason why you need to set up an account with SP is that you can pay for all services through the SP app. And the most important reason is that you simply need the account before setting up the others, it is a requirement.
The ideal time to set up your SP account is at least 2 weeks before you move in, as it will take two weeks before the supply can be turned on. If you are moving to an HBD made-to-order flat, a turn-on appointment is not necessary. If you are moving into a resale HBD flat or other residential property, the SP account holder or a representative has to be present during turn-on. If you need to reschedule your turn-on appointment, you can click here.
To set-up up an account with CityEnergy for your residence, call 1800 555 1661 or make an online appointment. Take note that you can only open your CityEnergy account after your SP account has been set up.
You can manage everything on the SP app and keep track of your consumption as well.
Before you can set up your WiFi, you would have to choose your provider.
If you already have a phone, getting a SIM-only mobile plan will be your best option. A SIM-only plan is a package that gives you a fixed amount of data, talk time, and SMS per month, and is usually postpaid.
However, if you want to buy a new phone along with a postpaid plan, that is also possible. Each telco network has different offers to suit your needs, including a flexible family plan.
If you already have a phone, getting a SIM-only mobile plan will be your best option. A SIM-only plan is a package that gives you a fixed amount of data, talk time, and SMS per month, and is usually postpaid.
However, if you want to buy a new phone along with a postpaid plan, that is also possible. Each telco network has different offers to suit your needs, including a flexible family plan.
Singapore is arguably one of the best child-friendly countries in the world. From a wide variety of school options to child-friendly places, you will never run out of activities and things to do for your children.
Schools In Singapore: Finding The Right School!
Singapore's educational system is continuously the top-ranked in the world, most especially its Maths program. Choosing a school should not be that difficult as well, given the wide array of curriculums and international schools present in the country. Not to mention their accessibility within the whole island.
Things To Do With Kids In Singapore:
For the ultimate guide, we have put together an amazing downloadable which has the best of activities in Singapore for kids and can be easily printed.
Living in Singapore has certain requirements that you may not find in other countries, like having your air conditioning at home serviced every so often. The good news is, services such as this can easily be availed. Here is a list of companies and the services that they offer:
Singapore's healthcare system is renowned for its efficiency, quality, and accessibility, consistently ranking among the world's best. It offers a unique blend of public and private healthcare services, ensuring comprehensive medical care for all residents. For expatriates, understanding this system is crucial to navigating medical services effectively.
Singapore has achieved universal health coverage through a mixed financing system. The public healthcare sector is managed by the Ministry of Health (MOH) and is complemented by a robust private healthcare industry. The system is primarily funded through a combination of government subsidies, compulsory savings, and national insurance schemes.
Managed by the Ministry of Health (MOH)
Public Hospitals and Polyclinics: Provide a wide range of services, including emergency care, inpatient and outpatient services, and specialized treatments.
Subsidized Services: Singapore citizens and permanent residents receive significant subsidies for treatments in public healthcare institutions.
Offers alternative options with certain advantages:
Private Hospitals and Clinics: Known for shorter wait times and personalized care.
Cost Considerations: Private healthcare services are generally more expensive than public ones.
Multiple schemes ensure affordability and comprehensive coverage:
MediShield Life: A universal health insurance plan covering large hospital bills and selected outpatient treatments for all citizens and permanent residents.
Integrated Shield Plans: Private insurance plans offering additional coverage beyond MediShield Life, including private hospital stays and specialist treatments.
Medisave: A mandatory medical savings scheme where working individuals contribute a portion of their income to pay for personal or immediate family's medical expenses.
Medifund: A government endowment fund designed to assist citizens who cannot afford their medical bills despite subsidies and insurance.
Steps to receive medical care in Singapore:
Finding a General Practitioner (GP): Primary care clinics are widely available across the island, offering treatment for common illnesses and preventive care.
Specialist Care: Referral from a GP is typically required to see a specialist in public hospitals, while private specialists can often be consulted directly.
Making Appointments: Appointments can be scheduled online or by phone for both public and private healthcare providers.
Understanding the financial aspects of medical care:
Public Healthcare Costs: Subsidized rates make public healthcare more affordable for citizens and permanent residents.
Private Healthcare Costs: Generally higher, with fees varying based on services and providers.
Out-of-Pocket Expenses: Patients are responsible for costs not covered by insurance or subsidies.
Important considerations for non-residents:
Access to Services: Expatriates can receive treatment at both public and private healthcare facilities but are not eligible for government subsidies.
Health Insurance: Obtaining comprehensive private health insurance is advisable to cover potential medical expenses.
Emergency Services: In case of emergencies, dial 995 for an ambulance.
Emphasis on maintaining overall well-being
National Screening Programs: Regular health screenings are encouraged to detect conditions like cancer and chronic diseases early.
Vaccinations: A national immunization schedule ensures protection against various diseases.
Health Promotion Board (HPB): Leads initiatives to promote healthy lifestyles and disease prevention.
Whether you want your groceries delivered or your meals gluten-free in restaurants, our food & dining guide for Singapore has everything you will ever need.
Supermarkets In Singapore For Groceries:
You will never run out of options when grocery shopping in Singapore. From local faves to international ones like Shine Korea, German Market Place, Scoop Wholefoods, or The French Grocer, here is a list of supermarkets for grocery shopping in Singapore, whether online or retail.
Best Restaurants Catering To Kids In Singapore:
If it's not yet that apparent, Singapore is a haven for families with kids. The options are endless when it comes to things to do with them, and it goes without saying, also dining places.
Opening a bank account is one of those things that you need to do regardless of the country that you move to. And with so many banks to choose from in Singapore, you might find yourself overwhelmed. But worry not, narrowing down your options can be done by deciding which feature is best for you.
Setting up a PayNow and a PayLah!
It's quite like Venmo, but it isn't exactly like it as well. PayNow and PayLah! are two popular services dealing with money in Singapore. PayNow's service is more geared toward fund transfers while PayLah! is a digital wallet. And setting up either is a walk in the park.
As an expat in Singapore, securing the right insurance and financial plan is essential. From health coverage to wealth management, smart planning ensures peace of mind and financial security.
Bringing a pet or pets to Singapore is not an impossible feat, however, there are certain requirements and a process to ensure that your pet enters the country safely.
Bringing a pet or pets to Singapore is not an impossible feat, however, there are certain requirements and a process to ensure that your pet enters the country safely. For complete details, please refer to this list. All applications for bringing pets into Singapore have to be processed by an AVS (Animal and Veterinary Services) recognized pet agent. Here is a list from their site.
Now that your pet has landed in Singapore, your next steps are as follows:
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